Motor Vehicle/Car Accidents

Kansas is a "no fault" state. That means that all drivers are required by law to maintain minimum insurance coverages applicable to their vehicle. The minimums differ for depending upon the particular vehicle involved. The state of Kansas has posted the current requirements for automobiles and motorcycles.

The deadline for filing a lawsuit in court to make claims for injuries arising out of a motor vehicle accident is generally two years from the date of the accident or two years from the date of the last no fault, worker's compensation or public assistance benefit payment related to the accident, if such payments are made. You must file your claims in court prior to the expiration of this deadline, or your claims may be lost—regardless of their merit.

If you have suffered injuries or loss as the result of an auto accident in Kansas, you will probably want to obtain and fill out a No Fault (Personal Injury Protection) benefits application form from the insurance company for the car with which you were most closely connected (the car in which you were riding -if you were in a car- or the car that impacted you if you were a pedestrian or a bicyclist). No Fault (PIP) usually provides medical coverage for injuries arising out of the use, maintenance or operation of a motor vehicle in Kansas and it may also provide various other coverages (wage loss, substitute services, funeral benefits, etc.)

In Kansas at present you generally must have at least a $2,000.00 in medical expenses before you can recover for pain, suffering, mental anguish, loss of enjoyment of life, wage loss in excess of that paid by No Fault and various other losses caused by a motor vehicle accident. However, there are also a few other situations in which recovery for these additional losses may be possible. These situations include (1) accidents arising out of conduct for which punitive damages could be awarded, (2) accidents resulting in death, (3) accidents causing permanent loss of use of a part or function of the body, (4) accidents giving rise to permanent serious disfigurement, (5) accidents in which the No Fault benefits are exhausted and a few other situations.

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